Blog: HADA DBANK

HADA DBANK is the first Digital Bank to combine Sharia Banking Module with Blockchain Technology, to create an ethical and responsible banking ecosystem. We are distracted by the current bank and the financial institution's persecution of their customers. Existing players make money out of thin air from debt and interest. This is why the global economy has collapsed over time, proven since the 1st century. The lack of responsibility charged by banks is brave enough. This is why we chose to be part of the current financial revolution through the creation of a Bank, a caring and personal bank.

HADA DBANK will become the world's first Blockchain-based Digital Bank to integrate Shariah Banking Module with Blockchain Technology, to create an ethical and responsible banking ecosystem. As our existing Digital Bank and newly created Blockchain Bank focus on Conventional Banking services, we chose to win Sharia Banking services due to the lack of such facilities. In 2016, sharia banking is worth USD 1.5 trillion globally.

TECHNOLOGY IN DBANK:

HADA DBANK uses personal blockchain that is stored on every node in the network. By default, all nodes are controlled by DBANK HADA. Some nodes only store copies of blockchain and do not take part in the transaction confirmation process (consensus protocol). The node can act as a gateway or backup server node. A node that acts as a validator can be found on a secure network segment of the bank and available through the gateway node.

The core core database is implemented in a blockchain structure, where each block is a series of transactions. Each new block defines a new core State, corresponding to the previous block state. The core database integrity is provided by blockchain and consensus on it. Each block is connected in the cryptographic block to the previous one. This feature ensures the ability to validate the database and transaction history at any time in the future. The main database stores all the data that passes through that point.

MAIN FEATURE:

Free Encrypted Accounts & e-Wallet

A. Smartphone - Banking Application
b. Non-Smart Phone - SMS / USSD Code

Save & Withdraw

A. Minimum 5% Saving Return per year
b. No withdrawal fee

Transfer, Remittance & Exchange

A. Free Transfer / Remittance (FIAT & Cryptocurrency) between personal savings account and e-wallet

b. 0% fee on exchange transactions via Exchange HADA (between cryptocurrency). There is no charge on the main FIAT currency during the FIAT exchange <> Crypto

c. Connect with partners or open the API for a better ratio for other currencies

Loans & Investments

A. Loan Interest 0%
b. 10% minimum investment return

Real-Time Payments

Real-Time Payments use HADACoin and other Token Cryptocurrency through our Debit Card

HADACoin:

We intend to raise capital for the development of DBANK HADA through its HADACoin. Buyers will be able to use HADACoin to conduct banking transactions or day-to-day activities. Our customers will be issued a Debit Card, which allows them to transact with our HADACoin, in a banking platinum or other merchant worldwide.

Pre - ICO:

Pre-ICO Funding Target
Soft Cap = 5,000 ETH
Hard Cap = 20,000 ETH

HADACoin Allocation:
35% - Capital collected by PRA-ICO will be allocated for research and development.
30% - For Operational Cost.
20% - For Capital Expenditures.
30% - For DBANK HADA Reserves.